:root {
  --brand: #3a8afd;
  --brand-deep: #1c4ba6;
  --brand-darker: #0f3380;
  --brand-soft: #e6f1ff;
  --brand-tint: #f3f7fd;
  --ink-900: #0a1a2f;
  --ink-800: #14233a;
  --ink-700: #243b56;
  --ink-500: #5b6b83;
  --ink-400: #7a8aa3;
  --ink-300: #aab5c4;
  --ink-200: #cfd6e1;
  --paper: #ffffff;
  --paper-2: #f6f8fb;
  --paper-3: #eef2f8;
  --line: #e6ebf2;
  --warn: #c33e3e;
  --kakao: #FEE500;
  --shadow-sm: 0 1px 2px rgba(15, 51, 128, 0.04), 0 1px 1px rgba(15, 51, 128, 0.02);
  --shadow-md: 0 8px 24px -10px rgba(15, 51, 128, 0.18), 0 2px 6px -2px rgba(15, 51, 128, 0.08);
  --shadow-lg: 0 24px 60px -20px rgba(15, 51, 128, 0.22);
  --radius: 14px;
  --radius-lg: 22px;
  --sans: 'Pretendard Variable', Pretendard, -apple-system, BlinkMacSystemFont, system-ui, Roboto, 'Helvetica Neue', 'Apple SD Gothic Neo', 'Noto Sans KR', sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--sans);
  color: var(--ink-700);
  background: var(--paper);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  -webkit-text-size-adjust: 100%;
  word-break: keep-all;
  overflow-wrap: break-word;
  font-size: 16px;
}
h1, h2, h3, h4, h5, p, li, dd, label, button, .lead, .sub, .hero-chip, .faq-q, .faq-a, .case-card p, .usp-card p, .process-card p, .footer-warning, .footer-warning li {
  word-break: keep-all;
  overflow-wrap: break-word;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; border: 0; background: none; color: inherit; }
input, textarea, select { font-family: inherit; font-size: inherit; color: inherit; }

/* === 상단 정보바 === */
.topbar {
  background: var(--ink-900);
  color: rgba(255,255,255,0.78);
  font-size: 13px;
  letter-spacing: -0.015em;
}
.topbar-inner {
  max-width: 1240px; margin: 0 auto; padding: 10px 24px;
  display: flex; gap: 18px; align-items: center; justify-content: space-between;
  flex-wrap: wrap;
}
.topbar .meta { display: flex; gap: 18px; flex-wrap: wrap; align-items: center; }
.topbar .meta span { display: inline-flex; align-items: center; gap: 6px; }
.topbar .meta strong { color: #fff; font-weight: 600; }
.topbar .dot { width: 4px; height: 4px; border-radius: 50%; background: var(--brand); display: inline-block; }

/* === 헤더 === */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(14px) saturate(140%);
  -webkit-backdrop-filter: blur(14px) saturate(140%);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  max-width: 1240px; margin: 0 auto;
  padding: 18px 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
}
.brand {
  display: flex; align-items: baseline; gap: 8px;
  font-size: 19px; font-weight: 800;
  color: var(--ink-900);
  letter-spacing: -0.03em;
}
.brand .accent {
  color: var(--brand);
}
.brand-sub {
  font-size: 12.5px; font-weight: 500;
  color: var(--ink-400);
  letter-spacing: -0.01em;
}
.header-actions { display: flex; gap: 10px; align-items: center; }
.btn-phone, .btn-kakao {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 12px 18px; border-radius: 999px; font-size: 14.5px; font-weight: 700;
  transition: all 0.2s;
  letter-spacing: -0.015em;
}
.btn-phone { background: var(--ink-900); color: #fff; }
.btn-phone:hover { background: var(--brand-deep); transform: translateY(-1px); }
.btn-phone .num { font-weight: 700; letter-spacing: 0; }
.btn-kakao { background: var(--kakao); color: #181600; }
.btn-kakao:hover { background: #fadc05; transform: translateY(-1px); }
.btn-phone img, .btn-kakao img { width: 16px; height: 16px; }

/* === Hero === */
.hero {
  position: relative;
  background: var(--ink-900);
  overflow: hidden;
  padding: 80px 0 100px;
  isolation: isolate;
}
.hero-bg {
  position: absolute; inset: 0;
  background-image: url('../images/advertiser/main1-1.jpg');
  background-size: cover;
  background-position: center;
  filter: saturate(0.85) brightness(0.55);
  z-index: -2;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background:
    linear-gradient(95deg, rgba(10, 26, 47, 0.92) 0%, rgba(10, 26, 47, 0.78) 45%, rgba(10, 26, 47, 0.4) 100%),
    radial-gradient(circle at 90% 10%, rgba(58, 138, 253, 0.35) 0%, transparent 50%);
  z-index: -1;
}
.hero-grid {
  max-width: 1240px; margin: 0 auto; padding: 0 24px;
  display: grid; grid-template-columns: 1.15fr 1fr; gap: 64px; align-items: center;
  position: relative;
}
.hero-tag {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 13.5px; font-weight: 600;
  color: #9ed4ff;
  padding: 8px 14px;
  background: rgba(58, 138, 253, 0.18);
  border-radius: 999px;
  border: 1px solid rgba(58, 138, 253, 0.35);
  margin-bottom: 26px;
  letter-spacing: -0.015em;
}
.hero-tag .pulse {
  width: 7px; height: 7px; border-radius: 50%; background: var(--brand);
  animation: pulse 1.6s infinite;
}
@keyframes pulse {
  0%, 100% { transform: scale(1); opacity: 1; box-shadow: 0 0 0 0 rgba(58, 138, 253, 0.6); }
  50% { transform: scale(1.35); opacity: 0.65; box-shadow: 0 0 0 7px rgba(58, 138, 253, 0); }
}
.hero h1 {
  font-size: clamp(36px, 5.4vw, 64px);
  font-weight: 800;
  letter-spacing: -0.04em;
  line-height: 1.14;
  color: #fff;
}
.hero h1 .accent { color: var(--brand); }
.hero h1 .light { color: rgba(255,255,255,0.7); font-weight: 600; }
.hero .lead {
  margin-top: 26px;
  font-size: 18px;
  color: rgba(255,255,255,0.78);
  max-width: 480px;
  line-height: 1.7;
  letter-spacing: -0.015em;
}
.hero-meta {
  display: flex; gap: 10px; margin-top: 36px; flex-wrap: wrap;
}
.hero-chip {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 12px 18px; border-radius: 14px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.14);
  font-size: 14.5px; font-weight: 600; color: #fff;
  backdrop-filter: blur(6px);
  letter-spacing: -0.01em;
}
.hero-chip .num {
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--brand); color: var(--ink-900);
  display: grid; place-items: center;
  font-size: 12px; font-weight: 800;
}
.hero-trust {
  margin-top: 34px;
  padding-top: 26px;
  border-top: 1px solid rgba(255,255,255,0.12);
  font-size: 13.5px; color: rgba(255,255,255,0.58);
  line-height: 1.7;
  letter-spacing: -0.01em;
}
.hero-trust strong { color: #fff; font-weight: 600; }

/* Hero 폼 카드 */
.apply-card {
  background: var(--paper);
  border-radius: var(--radius-lg);
  padding: 34px;
  box-shadow: 0 30px 80px -20px rgba(0,0,0,0.4), 0 0 0 1px rgba(255,255,255,0.05);
  position: relative;
}
.apply-card .form-head {
  margin-bottom: 6px;
}
.apply-card h2 {
  font-size: 26px; font-weight: 800; letter-spacing: -0.032em;
  color: var(--ink-900);
  line-height: 1.3;
}
.apply-card h2 .accent { color: var(--brand); }
.apply-card .sub {
  margin-top: 8px; font-size: 14px; color: var(--ink-500);
  letter-spacing: -0.01em;
}
.form-row {
  display: flex; flex-direction: column; gap: 7px; margin-top: 16px;
}
.form-row label {
  font-size: 13.5px; font-weight: 700; color: var(--ink-800);
  letter-spacing: -0.01em;
}
.form-row label .req { color: var(--brand); margin-left: 2px; }
.form-row input, .form-row select {
  padding: 14px 16px;
  border: 1.5px solid var(--line);
  border-radius: 12px;
  font-size: 15px;
  background: var(--paper);
  transition: all 0.15s;
  color: var(--ink-900);
  appearance: none;
  font-weight: 500;
}
.form-row select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%235b6b83' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 38px;
}
.form-row input:focus, .form-row select:focus {
  outline: 0;
  border-color: var(--brand);
  box-shadow: 0 0 0 4px rgba(58, 138, 253, 0.15);
}
.form-row input::placeholder { color: var(--ink-300); }
.form-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.consent {
  display: flex; align-items: flex-start; gap: 8px; margin-top: 16px;
  font-size: 12.5px; color: var(--ink-500); line-height: 1.55;
}
.consent input { margin-top: 3px; accent-color: var(--brand); }
.consent a { color: var(--brand-deep); text-decoration: underline; font-weight: 600; }
.btn-submit {
  width: 100%; margin-top: 20px;
  padding: 18px 20px; border-radius: 14px;
  background: var(--brand); color: #fff;
  font-size: 16px; font-weight: 800;
  letter-spacing: -0.02em;
  display: flex; align-items: center; justify-content: center; gap: 8px;
  transition: all 0.2s;
}
.btn-submit:hover { background: var(--brand-deep); transform: translateY(-1px); }
.apply-card .form-foot {
  margin-top: 16px; padding-top: 16px;
  border-top: 1px dashed var(--line);
  font-size: 12px; color: var(--ink-400);
  letter-spacing: -0.005em;
  text-align: center;
}
.apply-card .form-foot strong { color: var(--ink-700); font-weight: 700; }

/* === 섹션 공통 === */
.section { padding: 110px 0; }
.section-alt { background: var(--paper-2); }
.section-inner {
  max-width: 1240px; margin: 0 auto; padding: 0 24px;
}
.section-head {
  margin-bottom: 60px;
  max-width: 760px;
}
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-tag {
  display: inline-block;
  font-size: 14px; font-weight: 700;
  color: var(--brand);
  margin-bottom: 16px;
  letter-spacing: -0.015em;
}
.section-head h2 {
  font-size: clamp(30px, 4.2vw, 48px);
  font-weight: 800;
  letter-spacing: -0.038em;
  color: var(--ink-900);
  line-height: 1.2;
}
.section-head h2 .accent { color: var(--brand); }
.section-head h2 .light { color: var(--ink-400); font-weight: 700; }
.section-head p {
  margin-top: 18px;
  font-size: 17px; color: var(--ink-500);
  line-height: 1.7;
  letter-spacing: -0.01em;
}

/* === USP 카드 (약속 3종) === */
.usp-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px;
}
.usp-card {
  position: relative;
  padding: 36px 30px 34px;
  background: var(--paper);
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
  transition: all 0.3s cubic-bezier(.2,.8,.3,1);
  overflow: hidden;
}
.usp-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: rgba(58, 138, 253, 0.3);
}
.usp-card .badge {
  display: inline-flex; align-items: center; justify-content: center;
  width: 44px; height: 44px; border-radius: 14px;
  background: var(--brand); color: #fff;
  font-size: 20px; font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: 22px;
}
.usp-card h3 {
  font-size: 22px; font-weight: 800;
  color: var(--ink-900);
  letter-spacing: -0.028em;
  line-height: 1.35;
}
.usp-card p {
  margin-top: 14px;
  font-size: 15px; color: var(--ink-500);
  line-height: 1.7;
  letter-spacing: -0.01em;
}
.usp-card .icon-img {
  position: absolute; right: 24px; bottom: 24px;
  width: 64px; height: 64px;
  opacity: 0.55;
  filter: drop-shadow(0 8px 14px rgba(58, 138, 253, 0.15));
}

/* === 절차 === */
.process-wrap {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px;
  position: relative;
}
.process-card {
  position: relative;
  padding: 36px 28px;
  background: var(--paper);
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
}
.process-card .step-num {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 16px; font-weight: 800;
  color: var(--brand);
  letter-spacing: -0.02em;
}
.process-card .step-num::before {
  content: '';
  width: 28px; height: 28px;
  border-radius: 8px;
  background: var(--brand-soft);
  display: grid; place-items: center;
}
.process-card .step-num .n {
  position: absolute;
  width: 28px;
  text-align: center;
  font-size: 14px; font-weight: 800;
  color: var(--brand);
  margin-left: -38px;
  margin-top: 3px;
}
.process-card .icon-img {
  width: 96px; height: 96px;
  margin: 20px 0 24px;
}
.process-card .icon-svg {
  width: 88px; height: 88px;
  margin: 22px 0 26px;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--brand-soft) 0%, #d9e9ff 100%);
  border-radius: 22px;
  color: var(--brand);
  border: 1px solid rgba(58, 138, 253, 0.18);
  position: relative;
}
.process-card .icon-svg::after {
  content: ''; position: absolute; inset: -6px;
  border-radius: 26px;
  border: 1px dashed rgba(58, 138, 253, 0.22);
  pointer-events: none;
}
.process-card .icon-svg svg {
  width: 44px; height: 44px;
}
.process-card h3 {
  font-size: 22px; font-weight: 800; color: var(--ink-900);
  letter-spacing: -0.028em;
}
.process-card p {
  margin-top: 12px; font-size: 15px; color: var(--ink-500);
  line-height: 1.7;
  letter-spacing: -0.01em;
}

/* === 익명 사례 카드 (okloandoum 참고) === */
.records-band {
  background: var(--paper-2);
  padding: 110px 0;
}
.records-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px;
  margin-top: 40px;
}
.record-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 22px 22px 20px;
  position: relative;
  transition: all 0.25s;
}
.record-card:hover {
  border-color: rgba(58, 138, 253, 0.35);
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}
.record-card .head {
  display: flex; align-items: center; gap: 12px;
  padding-bottom: 16px;
  border-bottom: 1px dashed var(--line);
  margin-bottom: 16px;
}
.record-card .avatar {
  width: 42px; height: 42px; border-radius: 50%;
  background: linear-gradient(135deg, var(--brand) 0%, var(--brand-deep) 100%);
  display: grid; place-items: center;
  color: #fff; font-weight: 800; font-size: 16px;
  letter-spacing: -0.02em;
  flex-shrink: 0;
}
.record-card .who {
  font-size: 14px; font-weight: 700; color: var(--ink-900);
  letter-spacing: -0.015em;
}
.record-card .when {
  font-size: 11.5px; color: var(--ink-400);
  margin-top: 2px;
  letter-spacing: -0.005em;
}
.record-card .row {
  display: flex; justify-content: space-between; align-items: baseline;
  font-size: 13.5px;
  padding: 5px 0;
  letter-spacing: -0.01em;
}
.record-card .row .k { color: var(--ink-500); }
.record-card .row .v { color: var(--ink-900); font-weight: 700; }
.record-card .status {
  margin-top: 14px;
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 12px; font-weight: 700;
  color: var(--brand);
  padding: 5px 10px; border-radius: 6px;
  background: var(--brand-soft);
  letter-spacing: -0.005em;
}
.record-card .status .dot {
  width: 5px; height: 5px; border-radius: 50%; background: var(--brand);
}
.records-foot {
  margin-top: 22px;
  font-size: 12.5px;
  color: var(--ink-400);
  text-align: center;
  letter-spacing: -0.005em;
}

/* === Cases (대출 처음 / 이미 대출 있음) === */
.case-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 24px;
}
.case-card {
  display: grid; grid-template-columns: 1.05fr 1fr; gap: 28px;
  align-items: center;
  padding: 38px;
  background: var(--paper);
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
  transition: all 0.3s;
}
.case-card:hover {
  border-color: rgba(58, 138, 253, 0.3);
  box-shadow: var(--shadow-md);
}
.case-card .tag {
  display: inline-block;
  font-size: 13px; font-weight: 700; color: var(--brand);
  background: var(--brand-soft);
  padding: 6px 12px; border-radius: 8px;
  letter-spacing: -0.015em;
}
.case-card h3 {
  margin-top: 16px;
  font-size: 24px; font-weight: 800;
  color: var(--ink-900); letter-spacing: -0.032em;
  line-height: 1.35;
}
.case-card p {
  margin-top: 14px;
  font-size: 15px; color: var(--ink-500);
  line-height: 1.75;
  letter-spacing: -0.01em;
}
.case-card .case-link {
  margin-top: 18px;
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 14px; font-weight: 700; color: var(--brand);
  cursor: pointer;
  letter-spacing: -0.01em;
}
.case-card .case-link::after {
  content: '›'; transition: transform 0.2s; font-size: 18px; font-weight: 600;
}
.case-card:hover .case-link::after { transform: translateX(4px); }
.case-card .img-wrap img {
  border-radius: 16px;
  width: 100%; height: 100%;
  object-fit: cover;
  aspect-ratio: 4 / 3;
}

/* === Trust band === */
.trust-band {
  background: var(--ink-900); color: #fff;
  padding: 72px 0;
  position: relative;
  overflow: hidden;
}
.trust-band::before {
  content: ''; position: absolute; inset: 0;
  background:
    radial-gradient(circle at 85% 30%, rgba(58, 138, 253, 0.22) 0%, transparent 45%);
}
.trust-grid {
  position: relative; z-index: 1;
  max-width: 1240px; margin: 0 auto; padding: 0 24px;
  display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; align-items: center;
}
.trust-grid .col h3 {
  font-size: 26px; font-weight: 800; letter-spacing: -0.032em;
  line-height: 1.35;
}
.trust-grid .col h3 .light {
  color: rgba(255,255,255,0.55); font-weight: 600;
}
.trust-grid .col p {
  font-size: 13.5px; color: rgba(255,255,255,0.6); margin-top: 10px;
  letter-spacing: -0.01em; line-height: 1.65;
}
.trust-stat {
  text-align: center;
  border-left: 1px solid rgba(255,255,255,0.12);
  padding-left: 28px;
}
.trust-stat .num {
  font-size: 42px; font-weight: 800; color: var(--brand);
  letter-spacing: -0.04em;
  font-feature-settings: 'tnum';
  line-height: 1;
}
.trust-stat .num .small {
  font-size: 17px; color: rgba(255,255,255,0.7);
  font-weight: 700; margin-left: 3px;
}
.trust-stat .label {
  font-size: 13px; color: rgba(255,255,255,0.6);
  margin-top: 10px;
  letter-spacing: -0.005em;
}

/* === FAQ === */
.faq-wrap {
  max-width: 860px; margin: 0 auto;
}
.faq-item {
  border-bottom: 1px solid var(--line);
  padding: 26px 0;
}
.faq-item:first-child { border-top: 1px solid var(--line); }
.faq-q {
  display: flex; align-items: flex-start; justify-content: space-between;
  width: 100%; text-align: left;
  font-size: 17.5px; font-weight: 700; color: var(--ink-900);
  letter-spacing: -0.025em;
  padding: 0;
  gap: 18px;
  line-height: 1.45;
}
.faq-q .qmark {
  color: var(--brand);
  font-size: 20px;
  font-weight: 800;
  margin-right: 12px;
  flex-shrink: 0;
}
.faq-q .q-text { flex: 1; padding-top: 1px; }
.faq-q .toggle {
  width: 32px; height: 32px;
  border-radius: 50%;
  background: var(--brand-soft);
  display: grid; place-items: center;
  font-size: 18px; color: var(--brand);
  transition: transform 0.3s, background 0.2s;
  flex-shrink: 0;
  font-weight: 400;
  line-height: 1;
}
.faq-item[data-open="true"] .toggle {
  transform: rotate(135deg);
  background: var(--brand);
  color: #fff;
}
.faq-a {
  max-height: 0; overflow: hidden;
  transition: max-height 0.35s ease, margin 0.25s, opacity 0.25s;
  font-size: 15.5px; color: var(--ink-500); line-height: 1.8;
  padding-left: 34px;
  opacity: 0;
  letter-spacing: -0.01em;
}
.faq-item[data-open="true"] .faq-a {
  max-height: 420px; margin-top: 16px; opacity: 1;
}

/* === CTA 재노출 === */
.cta-band {
  background:
    radial-gradient(circle at 20% 30%, rgba(58, 138, 253, 0.4) 0%, transparent 45%),
    linear-gradient(135deg, var(--brand-darker) 0%, var(--ink-900) 100%);
  color: #fff;
  padding: 100px 0;
  position: relative; overflow: hidden;
}
.cta-inner {
  position: relative; z-index: 1;
  max-width: 1240px; margin: 0 auto; padding: 0 24px;
  display: grid; grid-template-columns: 1.3fr 1fr; gap: 56px; align-items: center;
}
.cta-inner h2 {
  font-size: clamp(30px, 4.4vw, 50px);
  font-weight: 800; letter-spacing: -0.04em;
  line-height: 1.18;
}
.cta-inner h2 .accent { color: var(--brand); }
.cta-inner > .text p {
  margin-top: 22px;
  font-size: 17px;
  color: rgba(255,255,255,0.72);
  max-width: 480px; line-height: 1.75;
  letter-spacing: -0.01em;
}
.cta-actions {
  display: flex; flex-direction: column; gap: 12px;
}
.cta-actions .btn {
  display: flex; align-items: center; gap: 16px;
  padding: 20px 24px; border-radius: 16px;
  font-size: 16px; font-weight: 800;
  transition: all 0.2s;
  letter-spacing: -0.02em;
  text-align: left;
  position: relative;
}
.cta-actions .btn-primary {
  background: var(--brand); color: #fff;
}
.cta-actions .btn-primary:hover { background: #fff; color: var(--ink-900); transform: translateY(-2px); }
.cta-actions .btn-secondary {
  background: rgba(255,255,255,0.08); color: #fff;
  border: 1px solid rgba(255,255,255,0.18);
}
.cta-actions .btn-secondary:hover { background: rgba(255,255,255,0.14); }
.cta-actions .btn .ico { width: 22px; height: 22px; flex-shrink: 0; }
.cta-actions .btn .label { flex: 1; }
.cta-actions .btn .meta {
  font-size: 13px; opacity: 0.78; font-weight: 600;
  display: block; margin-top: 4px;
  letter-spacing: -0.005em;
}
.cta-actions .btn-primary .meta { color: rgba(255,255,255,0.9); }
.cta-actions .btn::after {
  content: '›'; font-size: 22px; font-weight: 700;
  transition: transform 0.2s;
  opacity: 0.7;
}
.cta-actions .btn:hover::after { transform: translateX(4px); opacity: 1; }

/* === 푸터 === */
.site-footer {
  background: var(--paper-3);
  color: var(--ink-500);
  padding: 68px 0 36px;
  border-top: 1px solid var(--line);
}
.footer-inner {
  max-width: 1240px; margin: 0 auto; padding: 0 24px;
}
.footer-grid {
  display: grid; grid-template-columns: 1.15fr 2fr; gap: 52px;
  align-items: start;
  padding-bottom: 36px;
  border-bottom: 1px solid var(--line);
}
.footer-grid .biz h3 {
  font-size: 19px; color: var(--ink-900); font-weight: 800;
  letter-spacing: -0.028em;
}
.footer-grid .biz .biz-sub {
  margin-top: 4px;
  font-size: 12.5px; color: var(--ink-400);
  letter-spacing: -0.005em;
}
.footer-grid .biz dl {
  margin-top: 22px;
  display: grid; grid-template-columns: auto 1fr; gap: 9px 18px;
  font-size: 13px;
  letter-spacing: -0.01em;
}
.footer-grid .biz dt {
  color: var(--ink-400); font-weight: 600;
  font-size: 12.5px;
}
.footer-grid .biz dd { color: var(--ink-800); font-weight: 600; }
.footer-grid .biz .clfa {
  margin-top: 26px;
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 12px;
  padding: 9px 14px; border-radius: 999px;
  background: var(--paper);
  border: 1px solid var(--line);
  letter-spacing: -0.005em;
}
.footer-grid .biz .clfa img { width: 22px; height: 22px; }
.footer-grid .biz .clfa strong { color: var(--ink-800); font-weight: 700; }

.footer-warning {
  font-size: 12.5px; line-height: 1.8;
  letter-spacing: -0.005em;
  color: var(--ink-500);
}
.footer-warning h4 {
  font-size: 14px; font-weight: 800; color: var(--ink-900);
  margin-bottom: 12px;
  letter-spacing: -0.02em;
}
.footer-warning .warn {
  color: var(--warn);
  font-weight: 800;
  font-size: 13px;
  margin-bottom: 12px;
  display: inline-block;
  padding: 5px 12px;
  border-radius: 6px;
  background: rgba(195, 62, 62, 0.08);
}
.footer-warning ul { padding-left: 0; list-style: none; }
.footer-warning ul li {
  margin-bottom: 6px;
  padding-left: 14px;
  position: relative;
}
.footer-warning ul li::before {
  content: '·';
  position: absolute; left: 4px; color: var(--ink-400);
}
.footer-warning .terms {
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px dashed var(--line);
}
.footer-warning .terms strong { color: var(--ink-800); font-weight: 700; }
.footer-warning .example {
  margin-top: 14px;
  font-size: 12.5px;
  padding: 14px 16px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 10px;
  line-height: 1.65;
}
.footer-warning .example strong {
  display: block; margin-bottom: 6px; color: var(--ink-800); font-weight: 700;
  font-size: 12px;
}

.footer-bottom {
  margin-top: 28px;
  display: flex; justify-content: space-between; align-items: center;
  font-size: 12px; color: var(--ink-400);
  letter-spacing: -0.005em;
  gap: 16px;
  flex-wrap: wrap;
}
.footer-bottom .sample-badge {
  padding: 6px 12px; border-radius: 6px;
  background: var(--brand-tint); color: var(--brand-deep);
  font-weight: 700;
  font-size: 11.5px; letter-spacing: -0.005em;
}

/* === 모달 === */
.modal {
  position: fixed; inset: 0; z-index: 100;
  display: none; align-items: center; justify-content: center;
  padding: 24px;
  background: rgba(10, 26, 47, 0.65);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}
.modal[data-open="true"] { display: flex; animation: fade 0.25s ease; }
@keyframes fade {
  from { opacity: 0; }
  to { opacity: 1; }
}
.modal-card {
  max-width: 480px; width: 100%;
  background: var(--paper);
  border-radius: 22px;
  padding: 40px;
  box-shadow: var(--shadow-lg);
  animation: pop 0.4s cubic-bezier(.2,.8,.3,1.2);
  position: relative;
}
@keyframes pop {
  from { opacity: 0; transform: scale(0.92) translateY(20px); }
  to { opacity: 1; transform: scale(1) translateY(0); }
}
.modal-card .icon {
  width: 64px; height: 64px;
  border-radius: 18px;
  background: var(--brand);
  display: grid; place-items: center;
  margin-bottom: 24px;
  color: #fff;
  font-size: 28px;
  font-weight: 800;
}
.modal-card h3 {
  font-size: 24px; font-weight: 800;
  color: var(--ink-900); letter-spacing: -0.032em;
  line-height: 1.35;
}
.modal-card p {
  margin-top: 14px; font-size: 15px; color: var(--ink-500); line-height: 1.75;
  letter-spacing: -0.01em;
}
.modal-card p strong { color: var(--ink-800); font-weight: 700; }
.modal-card .btn-close {
  margin-top: 28px;
  width: 100%;
  padding: 16px;
  background: var(--ink-900); color: #fff;
  border-radius: 14px;
  font-weight: 800; font-size: 15.5px;
  letter-spacing: -0.02em;
  transition: all 0.2s;
}
.modal-card .btn-close:hover { background: var(--brand-deep); }

/* === Reveal animations === */
.reveal {
  opacity: 0; transform: translateY(28px);
  transition: opacity 0.7s cubic-bezier(.2,.8,.3,1), transform 0.7s cubic-bezier(.2,.8,.3,1);
}
.reveal.in { opacity: 1; transform: none; }
.reveal-stagger > * { opacity: 0; transform: translateY(20px); transition: opacity 0.65s cubic-bezier(.2,.8,.3,1), transform 0.65s cubic-bezier(.2,.8,.3,1); }
.reveal-stagger.in > *:nth-child(1) { opacity: 1; transform: none; transition-delay: 0.04s; }
.reveal-stagger.in > *:nth-child(2) { opacity: 1; transform: none; transition-delay: 0.14s; }
.reveal-stagger.in > *:nth-child(3) { opacity: 1; transform: none; transition-delay: 0.24s; }
.reveal-stagger.in > *:nth-child(4) { opacity: 1; transform: none; transition-delay: 0.34s; }

.hero-anim > * { opacity: 0; transform: translateY(20px); animation: heroIn 0.85s cubic-bezier(.2,.8,.3,1) forwards; }
.hero-anim > *:nth-child(1) { animation-delay: 0.05s; }
.hero-anim > *:nth-child(2) { animation-delay: 0.16s; }
.hero-anim > *:nth-child(3) { animation-delay: 0.28s; }
.hero-anim > *:nth-child(4) { animation-delay: 0.40s; }
.hero-anim > *:nth-child(5) { animation-delay: 0.52s; }
.apply-card { opacity: 0; transform: translateY(28px); animation: heroIn 1s cubic-bezier(.2,.8,.3,1) 0.4s forwards; }
@keyframes heroIn {
  to { opacity: 1; transform: none; }
}

/* === 반응형 === */
@media (max-width: 1024px) {
  .records-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 960px) {
  .hero { padding: 56px 0 72px; }
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .usp-grid { grid-template-columns: 1fr; }
  .process-wrap { grid-template-columns: 1fr; gap: 14px; }
  .case-grid { grid-template-columns: 1fr; }
  .case-card { grid-template-columns: 1fr; padding: 28px; }
  .case-card .img-wrap img { aspect-ratio: 16 / 9; }
  .trust-grid { grid-template-columns: 1fr 1fr; gap: 24px; }
  .trust-grid .col:first-child { grid-column: 1 / -1; }
  .trust-stat { border-left: 0; padding-left: 0; }
  .cta-inner { grid-template-columns: 1fr; gap: 36px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .section, .records-band { padding: 80px 0; }
  .topbar .meta { font-size: 11.5px; gap: 12px; }
  .topbar-inner { padding: 9px 18px; }
  .btn-phone .num { display: none; }
}
@media (max-width: 560px) {
  .header-inner { padding: 14px 18px; gap: 12px; }
  .brand { font-size: 17px; }
  .brand-sub { display: none; }
  .header-actions { gap: 8px; }
  .btn-phone, .btn-kakao { padding: 10px 12px; border-radius: 12px; }
  .btn-phone > span:not(.num) { display: none; }
  .btn-kakao > span { display: none; }
  .btn-phone img, .btn-kakao img { width: 18px; height: 18px; }
  .hero-grid { padding: 0 18px; }
  .section-inner { padding: 0 18px; }
  .apply-card { padding: 26px; }
  .form-grid-2 { grid-template-columns: 1fr; }
  .footer-inner { padding: 0 18px; }
  .topbar-inner .meta:last-child { display: none; }
  .hero-meta { gap: 8px; }
  .hero-chip { padding: 10px 14px; font-size: 13px; }
  .cta-band { padding: 72px 0; }
  .trust-grid { grid-template-columns: 1fr; }
  .case-card { padding: 22px; }
  .case-card h3 { font-size: 21px; }
  .records-grid { grid-template-columns: 1fr; }
  .section-head h2 { font-size: 30px; }
}